Equity Release
Unlock the value in your home — without selling it.
You’ve built substantial equity in your property. Now it’s time to put it to work. At Willow & Reed Private, I help established professionals and families release equity with purpose — whether you’re funding an investment, renovating, consolidating debts, or simply creating financial flexibility.
Equity release isn’t just about access. It’s about strategy.
How I can help
Strategic equity access:
I assess your current lending and future goals to determine the most effective way to release equity.
Smart structuring:
I help you avoid common pitfalls like cross-collateralisation or unnecessary fees.
Tax-aware lending:
I work alongside your accountant to ensure your loan is structured for optimal tax outcomes.
Goal-oriented advice:
I don’t just ask what you can do with your equity — I ask what you should do.
I've helped many established professionals and families use their equity to grow their wealth
What is Equity Release?
Equity release allows you to borrow against the increased value of your property, using that capital for new opportunities or strategic goals — without selling or refinancing your entire loan.
You can access equity to:
- Invest in shares or property
- Fund a renovation or upgrade
- Consolidate high-interest debts
- Restructure for tax or cash flow efficiency
- Build a financial buffer for peace of mind
Who it's for:
Equity release is ideal for property owners with:
- Significant growth in property value
- Clear financial goals (investment, renovation, debt reduction)
- Strong income and good loan servicing capacity
- A long-term view of wealth creation
