With spring here and the property market picking up across Melbourne, it’s a natural moment to look at your home loan with fresh eyes.
Rates, lender policies and your own situation all shift over time. A loan that suited you two or three years ago might not be the best fit today. You could be paying more than you need to, missing out on a better offset setup, or sitting on equity you could put to work.
A quick review usually covers three things:
- Is your rate still competitive for your loan size and LVR?
- Is your loan structured to help you pay down debt sooner?
- Do your plans for the next few years call for a different approach?
If it’s been a while since anyone looked at your loan, I’m happy to take a look. There’s no cost and no obligation. Just get in touch and we’ll go from there.
Durand Oliver
Founder, Director & Lending Strategist
